You do not currently have a featured image set for this post. To set your featured image, click on the circular Meta View button and set your image in the box on the bottom right. A financial app is a good way to track your finances. One I recommend is called “Good Budgets”. This app […]
If you have fallen behind on your mortgage payments and your lender is unwilling to negotiate a solution, you may be facing foreclosure. In a foreclosure proceeding, the lender reclaims possession of a property because the homeowner has stopped making payments on their mortgage. As a result, the homeowner must forfeit the rights to the […]
A solid financial plan usually includes some type of life insurance. Life insurance is ideal for most people to have. You never know when something unexpected can happen, and you will want your loved ones who depend on you to be covered. There are different types of life insurance that protect your family in different […]
Becoming unemployed can happen to anyone. If it happens to you, it’s important to consider some unemployment strategies and map out a course of action to survive the situation. Strategizing and Making a Plan The first tip, if you don’t already have one, is to sit down with a piece of paper and make out […]
While it might feel like debt collectors have free reign over your life and your finances, there are limits on their behavior that are regulated by the United States federal government. Specifically, debt collectors are beholden to Fair Debt Collection Practices Act (FDCPA). The purpose of this act is to protect consumers from abusive debt […]
Student loan borrowers who are being treated for cancer will have the opportunity to defer interest and payments for up to six months while receiving treatment for their condition under the new federal law enacted in 2018. It’s important to keep up on any new changes – they could pose either a positive or negative […]
You Paid Off Your Vehicle Loan. Now What? Paying off a vehicle is a wonderful feeling, right? Once you have paid your loan in full, are you aware of what you should do next? What You Should Do First When you pay off the loan on a vehicle, there are a couple of loose ends […]
It’s important to save up a comfortable amount for retirement. However, there are a couple types of expenses that can derail your retirement so it doesn’t last you as long as you’d hoped. I find that most seniors find themselves in financial trouble when two types of expenses hit them. The Two Types of Expenses […]
Filing for bankruptcy can alleviate your severe financial burden. Whether you are considering filing Chapter 7 or Chapter 13 bankruptcy, it is important to consult an experience financial planner and attorney who can protect your rights while guiding you through the bankruptcy process. If you knowingly omit required information from your filing or use the […]
How to Build Up an Emergency Fund An emergency fund is critical to have for your financial survival. You just never know what could come up or happen. You could lose your job or have an unexpected bill. It’s beneficial to start small so you don’t feel overwhelmed. Start With One Month of Income Most […]